Privacy Policy

Money Tools UK is built around calculators that run entirely in your browser. We are deliberately privacy-light and do not ask you to register an account.

Information you enter into calculators

Salary, day rate, expenses, property prices and other figures you type into our calculators are processed locally in your device. We do not transmit, log or store the values you enter on our servers.

Information collected automatically

• Device type, browser, operating system and screen size
• Approximate location derived from IP address (country/region)
• Pages visited, referring URL and time spent on each page
• Anonymous interaction events (e.g. which calculator was opened) — never the values you enter

We use this information solely to understand which calculators are useful, to fix bugs and to improve the site.

A cookie is a small text file stored on your device. We use a minimal set of cookies and similar technologies (such as localStorage) for the following purposes:

• Strictly necessary — remembering your cookie preferences and making the site work.
• Analytics — anonymous usage statistics (only set after you give consent where required).
• Advertising — where third-party ad partners are enabled, they may set their own cookies (only after you give consent).

You can withdraw or change your consent at any time using the cookie controls in your browser. Blocking cookies will not prevent you from using our calculators.

We may use privacy-respecting analytics providers such as Google Analytics 4 or Plausible to understand aggregate site usage. IP addresses are anonymised and we do not build advertising profiles of individual visitors.

Crucially, the figures you enter into our calculators are never sent to analytics providers. Only metadata about which page you visited and which controls you interacted with is collected.

Money Tools UK is free to use. To support running costs we may display advertising from third-party ad networks. Where we do, those partners may use cookies and similar technologies to measure ad performance and, with your consent, show relevant adverts.

We do not sell your personal data. Where personalised advertising is offered, you will be asked to consent before any advertising cookies are set, in line with the Privacy and Electronic Communications Regulations (PECR) and UK GDPR.

Some links on Money Tools UK — for example to umbrella companies, accountants, mortgage brokers or property platforms — may be affiliate links. If you click an affiliate link and subsequently use the partner's service, we may earn a small commission at no additional cost to you.

Affiliate relationships never influence the calculations our tools produce, the figures we show, or the editorial guidance in our tools and guides. You can read more about our editorial principles on the About page.

Money Tools UK is the data controller for personal data processed through this website. Under the UK General Data Protection Regulation and the Data Protection Act 2018, you have the right to:

• Access the personal data we hold about you
• Request correction of inaccurate data
• Request deletion of your data ("right to be forgotten")
• Object to or restrict processing
• Withdraw consent at any time
• Lodge a complaint with the Information Commissioner's Office (ico.org.uk)

To exercise any of these rights, email us using the contact details below.

We use HTTPS across the entire site, modern hosting infrastructure and reputable third-party providers. Because we do not store the values entered into our calculators, there is no personal financial data on our servers to retain.

Aggregate analytics data is retained for no longer than 26 months. Cookie consent preferences are stored on your own device until you clear them.

If you have any questions about this policy, want to exercise your data rights, or believe your data has been mishandled, please contact us: