Question 1

What is a property deal analyser?

Accepted Answer

A property deal analyser is a tool that brings together purchase costs, refurbishment, finance (including bridging and refinance), rental income, yield, cash flow and ROI in one place so investors can quickly judge whether a UK property deal stacks up before committing capital.

Question 2

How do investors analyse property deals?

Accepted Answer

Most UK investors look at total acquisition cost, money left in the deal after refinance, equity created, monthly and annual cash flow, gross and net yield, and cash-on-cash ROI. They then sense-check those figures against local rents, comparable sales and finance terms before offering.

Question 3

What is a good ROI for UK property investment?

Accepted Answer

A cash-on-cash ROI under 8% is generally considered weak for active property investing, 8–18% is typical, and above 18% is strong — particularly for BRRR or HMO strategies where investors aim to recycle most of their capital.

Question 4

What is equity created in property investing?

Accepted Answer

Equity created is the difference between the refinance (or post-works) valuation and your total acquisition cost. It represents the value you've added through buying well, refurbishing, or forcing appreciation, and is a key measure of a successful BRRR or value-add deal.

Question 5

How do BRRR investors calculate deals?

Accepted Answer

BRRR investors calculate total project cost (purchase + refurb + buying costs + bridging), the new mortgage at refinance (refi valuation × LTV), the cash left in the deal after that refinance, and the cash-on-cash ROI on whatever capital remains in. The smaller the cash left in, the stronger the BRRR.