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About this calculator
UK Salary Calculator — see your take-home pay for 2025/26
Our UK Salary Calculator shows exactly how much of your gross salary you keep after Income Tax, National Insurance, pension contributions and student loan repayments. Enter an annual, monthly or hourly figure and see your take-home pay broken down per year, month and week for the 2025/26 tax year — with 2024/25 available for comparison.
It is built for employees, jobseekers comparing offers, freelancers planning a return to PAYE, and anyone budgeting for a pay rise, salary sacrifice arrangement or new role. Pension and student loan options (Plans 1, 2, 4, 5 and Postgraduate) make it easy to see how each deduction shapes your monthly net pay.
The calculation uses HMRC's published thresholds: a £12,570 personal allowance, 20% basic rate to £50,270, 40% higher rate to £125,140 and 45% additional rate above. Class 1 employee National Insurance is applied at 8% between £12,570 and £50,270 and 2% on earnings above. The personal allowance tapers by £1 for every £2 earned over £100,000. Results are estimates and may differ from your payslip depending on tax code, benefits in kind and individual circumstances.
Money Tools UK
UK Take Home Pay Calculator
See what's left in your pocket after tax. Simple, free, no sign-up.
Enter your gross annual salary
Select the tax year
Your take-home pay after tax
£27,460
per year
A month
£2,288
A week
£528
Based on 2025/26 UK tax rates. No sign-up. Works instantly.
Calculations are based on current UK tax bands and HMRC guidance where applicable. HMRC Income Tax ratesNational Insurance rates
This is an estimate only and should not be treated as financial advice.
£50k Salary After Tax UK
See a full worked example of monthly take-home pay on a £50,000 salary, including tax, NI, pension and student loan deductions.
Take-Home Pay FAQs
Trust & transparency
Why trust these calculations?
How Money Tools UK keeps every calculator accurate, current and transparent.
UK tax year 2025/26
Calculations use the current UK tax year bands, allowances and thresholds for England, Wales and Northern Ireland.
HMRC-aligned thresholds
Personal allowance, NI primary/upper limits, dividend bands, corporation tax and SDLT bands follow published HMRC rates.
Regularly updated
Rates are reviewed each Budget and Autumn Statement, then refreshed across every calculator on this site.
Transparent assumptions
Each tool documents its inputs, formulas and edge cases — no hidden fudge factors or marketing-led numbers.
Educational purpose
Results are estimates for guidance and learning only and are not personal tax, legal or financial advice.
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